Mortgages & Equity Release

Mortgages & Equity Release

Whether you’re starting out and planning to buy your first home or you’re considering how your property could give you a much needed cash boost. We can help you make those first steps onto the property ladder, work your way up and advice you later on if you want to release some of the equity in your property.

Getting a mortgage is one of the biggest financial decisions you’re likely to make so it is vital you get it right. We can advice you on all the products available across the whole market. We will compare what is on offer to ensure you get the right mortgage to suit your needs. Making sure you are aware of any possible restrictions and ensuring you avoid any potential, costly mistakes.

If you are already a home owner and over the age of 55 you might be interested in how equity release could benefit you. Often people decide that they would like to buy a more expensive house in a different location, improve their lifestyle, have more holidays, gain more financial freedom or reduce inheritance tax. Equity release allows you to release money from your property without you having the upheaval of moving home. The money released can be spent in any way you choose.

There are many equity release plans available on the market. We can advise you on how you could benefit for using an equity release plan. We will listen to your ideas and make sure we find the right product to suit your requirements.

“I have consulted with MJC on several occasions when buying a house and they gave me excellent advice for my mortgages on both occasions.  The attention I received was personal and focussed on my particular needs. There was no pressure to follow any particular choices, and the options were presented in a very clear and easy to follow manner.  I recommend MJC for honest and straightforward advice and ideas.”

Sue – Glastonbury